Online Title Loans In Lubbock, TX

A title loan may be the perfect solution if you’re looking for money and don’t have time to go through a traditional lending process. Car title loans are secured loans that use your vehicle’s collateral as equity. Texas Title Loans now offers fast approval in Lubbock; anyone can qualify for a secured loan with $3,000 or more funding!


What’s Required To Get A Car Title Loan In Lubbock

The requirements and underwriting are the same whether you get one online or at a storefront. You typically need:

– To find a direct lender. Working with a direct financing company is essential. Any lender licensed to offer loans in Texas must follow regulations that limit loan amounts, fees, and interest rates.

Proof of income, such as pay stubs from your employer. Income may include child support, social security benefits, or government assistance programs.

Proof of ownership for the vehicle if it’s not listed on your title or registration certificate. This can be a bill of sale or an official title transfer document from the previous owner (which should be available in your glove box). If you’re borrowing against an old car with no title, contact your local DMV (The Texas DMV Regional Service has a local office off Slaton Road in Lubbock) and ask about procedures to complete a bonded title application. You can apply online once you have a car title with no liens or other holds.

Proof Of Vehicle Inspection Most equity lending companies can conduct the inspection at a local office (Choose from dozens of auto title loan lenders in Downtown Lubbock, and others are located near Texas Tech University), or they can meet with you at your home.


Texas Tech University in Lubbock TX


Will I Be Approved For Title Loans In Lubbock With Bad Credit?

Yes! It’s crucial to note title loans are an excellent option for people with bad credit, as most borrowers who apply for a secured loan have already been turned down for traditional loan options. Lenders want to know that you can make monthly payments on time and have equity in your vehicle that matches the amount you borrow. You can qualify for up to $25k through Texas Title Loans with good credit. Our company offers title loans in Dallas and all over the rest of Texas, so there’s no need to worry if you live outside the Greater Lubbock Area. Even with poor credit, you can be approved for a good amount of cash if you have a high value vehicle!


Where Can I Apply For A Title Loan In Lubbock?

There are dozens of companies licensed to offer title loans in Lubbock. Most lenders have offices throughout the city, many concentrated in South Overton and Arnett Benson neighborhoods. The best course of action is to get multiple quotes and compare all the different financing terms and APRs presented to you.

You can also apply online with our company, aiming to get all the paperwork and applications completed online. After that first stage, you can wrap things up over the phone or meet with a local lender that lets you sign the paperwork in person and get the cash for your car’s title that same day.


Other Locations In Texas: