CAR TITLE LOANS
WITH NO CREDIT CHECK

Yes, it is possible to get title loans in Texas without going through a hassle of a credit check. The time and hassle involved with traditional credit checks are annoying and most lenders know that people who apply for this type of funding have bad credit. If they had decent credit, they would otherwise have little trouble qualifying for personal loan offers and would go that route. That’s why no credit check title loans are an excellent choice for someone with spotty credit with a newer car to use as collateral.

How Do No Credit Check Title Loans Work

A no credit check title loan allows you to borrow money using a lien free vehicle as collateral, not your credit score. That means the main requirement is your car’s title, and while there may be a check for bankruptcies or repossessions, you won’t have to deal with a standard credit check.

You can borrow up to 80% of the vehicle’s resale value with a no credit check title loan, and there’s a chance you can complete the underwriting process in less than 24 hours. Texas Title Loans offers online pre-approval with these loans, and you should qualify with a lien free vehicle.

Requirements To Get A Car Title Loan Near Me With No Credit Check

The requirements to get a no credit check title loan are easy to follow for anyone with a paid off vehicle. The car’s title is the main requirement; it must be in your name, and there can’t be any lienholders listed on the pink slip. We also require proof of income with employment statements or bank records verification.

Title loans are more accessible than a typical personal loan because your car’s equity is more important than your FICO score.  Your car’s value is the security for a loan, and lenders know there’s collateral if you miss future payments or default altogether. So don’t waste time dealing with a lengthy credit check or days of underwriting from a personal loan lender. Instead, go with an auto equity lender that doesn’t require a credit check.

Loan Amounts & Interest Rates For Title Loans In Texas With No Credit Check

The rates and lending amounts for no credit check title loans in Texas are similar to what we see in other states. Depending on the car you have and the lender you go through, you can expect to borrow anywhere from $500 to $10,000 by using your car’s equity.

The interest rates will also vary but are typically higher than personal loans. Numerous companies offer title loans without checking your credit, and the hope is that you can find an APR that doesn’t approach 100%. Still, these rates will always be high. You can save money by running the different lending estimates through our car title loan calculator to find a lender offering fair rates in Texas.

Apply For Car Title Loans Near Me With No Credit Check

Start with Texas Title Loans when looking for car title loans without a credit check. You can apply with us and get pre-approved in less than an hour. Title loans use your car’s equity as collateral and we won’t even ask to check your credit score when underwriting the loan.

The team at Texas Title Loans is standing by and ready to help you get approved for 24 hour title loans without ever checking credit. Apply online today or call 844-243-3195!