ONLINE TITLE
LOANS IN LAREDO TX

There are only a few ways to get a loan in Laredo with poor credit, and one of the most popular ways is to get a title loan with a vehicle as collateral. A title loan is an alternative way to borrow money without a typical credit check, and your car or truck is the primary underwriting requirement. Texas Title Loans offers access to same day approval if you have a newer car and can prove your income.  Loan amounts start at $1,000 and go up to $20,000 for high value vehicles.

Applicants for a title loan in Laredo can use any vehicle as collateral, including cars, motorcycles, and semi trucks. You can even qualify with a salvage or rebuilt title in some cases. As long as there’s enough value in your vehicle to offset the loan amount, you can qualify, and it all starts with a quick call to Texas Title Loans at 844-243-3195.

Apply For A Title Loan In Laredo TX

Texas Title Loans allows you to apply online for a title loan in Laredo and get an approval notification within an hour or less. Besides that, you don’t even need to leave your house to start underwriting the loan! We also take applications over the phone at 844-243-3195, allowing us to confirm your vehicle details over the telephone. Afterward, you can fax or email in your car’s title and proof of income.  Others will feel more comfortable meeting with someone in person who offers loans throughout Greater Webb County. You can still apply with us online to make an appointment with one of the title lenders in Laredo. We still count on having your funds within one business day!

What Are Title Loans In Laredo, TX, And How Do They Work?

So you’ve heard title loans in Laredo, TX, are fast, but do you know how they work? Or maybe you don’t know if your vehicle will qualify or what else you need besides your car’s title. The requirements for a title loan in Texas are minimal, and you can qualify with a vehicle worth $4,000 or more. After your vehicle is inspected, a licensed lender in Laredo can draw up your loan agreement and offer you cash right on the spot! With car equity loans, you’ll get anywhere from $1,000 to $25,000 deposited in your bank account through direct deposit, and it’s a much quicker process than if you got an unsecured loan.

Credit checks are often not required because the underwriting is based on the equity of the vehicle, not your past payment history! Sometimes, the loan amount may be limited because of a previous bankruptcy or repossession. Still, your loan amount is ultimately determined by your car’s equity and not your FICO score.

Vehicle Title Loans In Laredo And What’s Required

A handful of offices in Laredo accept walk-in applications for title loans with direct deposit. We know of a few that just opened Downtown and throughout the El Azteca Historic District that can offer cash in 24 hours through direct deposit! To qualify, you must provide proof of vehicle ownership, government-issued ID, and proof of employment or income from other sources.

While we can sometimes approve your loan entirely online, you may need to bring in your car, truck, or motorcycle for an inspection if you want to borrow $2,000 or more. We know no one wants to waste time with an inspection, but an in-person inspection can lead to a much higher loan amount and faster processing time. Some companies in Laredo offer cash payments immediately after you pass the inspection and sign your title loan contract!

How Are Car Title Loans Approved For Borrowers In Laredo?

Auto title loans are based on your vehicle’s resale value, not your credit score! Don’t worry about getting denied because you have poor credit, if you don’t know your vehicle’s value or if you’ve been turned down for other unsecured loans. If you’re over 18 years old and have a paid off vehicle, you’re already eligible for fast cash just by visiting one of our offices in neighborhood cities like Eagle Pass or Rio Grande City. Even though these cities aren’t in Laredo, they’re still subject to state lending laws in Texas, and the requirements are all be the same!

Don’t hesitate to get started on your fast and no-obligation application for a title loan in Texas. Texas Title Loans offers fast underwriting options for anyone who applies during regular business hours and our network of lenders in Laredo is ready to find your loan in one business day! Anyone with a clean and clear car title can qualify and our friendly customer service reps will work with you to process your application in no time! Apply online with Texas Title Loans or call 844-243-3195 to start today!

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