Texas Title Loans has a few convenient locations in San Antonio where you can meet with us in person and get a fast cash title loan. Our office in Alamo Heights allows you to submit all the paperwork in person and even complete the vehicle inspection on that same visit. We’re still fully staffed and ready to help customers who call in and have questions about financing options in Texas.
We are known as one of the best companies to deal with when you decide to move forward with an online title loan in Texas. We’ve been in business since 2014, and our sole focus is secured lending. Qualified residents who live in the San Antonio Metro area can apply for a loan using the collateral in their vehicle. The money you get from secured loans varies, but it’s often based on the vehicle’s current value.
The price range for online title loans can vary from store to store and with the many title loan companies near you. The actual price, including all fees minus the original funding amount, is what you will pay back on your loan. Regardless of the requirements, you can still get approved online without meeting with anyone or providing additional documents. As a holder of a clean and clear vehicle title, now is the best time to contact one of these lenders or visit a local finance company to see what they offer for your pink slip.
In almost all scenarios, you must submit basic information proving your identity and financial information. Most lenders will be okay at first with pictures and documents showing proof of ownership and vehicle information. Ultimately, your vehicle must be inspected, which can be done in person at our San Antonio location. One of our friendly customer service agents will sign the inspection and paperwork. In other situations, you may have a registered notary agent sign off on the necessary documents.
Some title lenders in San Antonio may ask for additional items to complete the loan process. However, title loan companies are speedy and efficient, even for first-time applicants. Some companies claim they will approve clients without providing any information on the job, credit history, or cash down payment. However, this is rare and often is only said to get you to fill out an online application for a bad credit title loan. Any direct lender must view the vehicle in-person to check for damage or other problems. An inspection lets them verify that the vehicle is worth your claim amount.
The city of San Antonio has restrictions that limit the fees a lender can charge you. These differ from state and federal restrictions, and staying updated on recent citywide changes is essential. San Antonio city codes title loan amounts to less than 3% of the applicant’s gross income. Also, any lender operating within the city limits will need a valid Registration Certificate from the city to conduct business.