Online Car Title Loans In San Antonio TX
Do you own a car or truck that's lien free and worth at least $3,000? If so, there's a decent chance you can use that vehicle as collateral for a loan. Vehicle title loans don't require a credit check, and customers in Texas can qualify with minimal underwriting and paperwork requirements.
Texas Title Loans works with eligible customers in San Antonio, and we can typically match you with a local company in less than one hour. That means you can get approved and funded for a title loan in 24 hours or less, with funding amounts ranging from $1,000 to $15,000. You can get approved with poor credit, and all we need is a paid off vehicle with proof of employment for you to qualify.
We Offer Acess To Fast Cash With Title Loans In San Antonio
We are one of the best companies to deal with when you decide to take out an online title loan in Texas. We've been in business since 2014, and our company focuses only on title loans. Qualified residents who live in the San Antonio Metro area can be pre-approved for a loan using the collateral in their vehicle, and everything can be done online or by calling 844-243-3195. The money you get from secured loans varies, but it's often based on the vehicle's current value. Expect a loan amount of $1,500 for vehicles valued at $4,000 or less. Newer cars and SUVs can lead to a funding amount of $10,000 or more!
Do you have a high interest title loan from another lender in Texas? Texas Title Loans offers refinancing options for customers looking to reduce their interest rates or get a more affordable monthly payment. With a title loan refinance, you may be able to cut your interest rate in half and also get a repayment term that's half of what you're currently facing. Refinancing can also be an effective option to stave off a loan default and repossession by a licensed title loan company in Texas. Even if a lender in San Antonio has already repossessed your vehicle, you may be able to get back on track with a title loan that buys out your existing loan. In this situation, you get a manageable payoff term and avoid a situation where the lender repossesses your vehicle.
San Antonio Title Loans With Bad Credit
Texas Title Loans offers some of the lowest rates for title loans, and you don't need good credit to qualify. Unlike a personal loan, we won't spend much time looking at your credit history; instead, the focus will be on the equity from your vehicle. Borrowers with FICO scores under 600 can still qualify for a title loan if their car is paid off in their name and registered in Texas. So don't worry about your poor credit history when you apply with us!
Have you recently dealt with bankruptcy, or has your vehicle been repossessed? While each situation is different, an active bankruptcy may cause you to get rejected for a title loan in San Antonio. That's because most debts are released during bankruptcy proceedings, and no lender wants to risk a situation where their loan is discharged or forgiven. With past repossessions, getting approved is easier if not with the same title loan company. Call Texas Title Loans at 844-243-3195 today to see how much money you can get with a bad credit title loan in Texas!
Requirements With A Title Loan In San Antonio
In almost every scenario, you need a lien free vehicle title and proof that the car is registered and insured in your name. The car can't have any cosigners, as you must sign over the pink slip to your lender. The vehicle must be entirely paid off, and the lender will hold this document as collateral for the loan.
Other requirements can include income verification, usually in the form of employment records or bank records showing you have enough money coming in to handle the monthly payments. Title loans in San Antonio with over $2,000 also require valid registration, vehicle insurance, and proof of a checking account with direct deposit. You will probably need to bring in the vehicle for a brief inspection, which can be done at your home or any authorized inspection location in Alamo Heights or near the River Walk. The inspection will take 30 minutes or less, and after that, you'll agree to a lending term, and then you can pick up your cash from any lending location in San Antonio.
Current Restrictions for Title Loan Companies in San Antonio
The city of San Antonio has restrictions that limit the fees a title loan company can charge you. These differ from state and federal restrictions, and staying updated on recent citywide changes is essential. San Antonio city codes limit title loan amounts to less than 3% of the applicant's gross income. Also, any lender operating within the city limits will need a valid Registration Certificate from the city to conduct business.
Start your online application or call 844-243-3195 today with Texas Title Loans and see how much you can borrow with an auto title loan in San Antonio. We offer fast online approval for anyone who owns a newer vehicle. Most customers can qualify using a car worth at least $3,000!
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