Car Title Loans In Dallas
Are you looking to borrow $1,000 or more but can't qualify for a personal loan? Do you own a vehicle registered and titled in your name and can you provide proof of income? If so, you can be pre-approved for a car title loan in Texas!
Texas Title Loans works with local lenders throughout Dallas, and we can pre-qualify you for a title loan with just a paid off vehicle and proof of employment. Car title loans only require a car as collateral, and you won't have to deal with the hassle of a credit check!
You can sometimes get your funds in as little as one business day after applying, and some companies offer cash in hand at locations in Dallas County. Don't wait any longer to see what you qualify for! We'll get you an initial quote fast.
Requirements For A Dallas Car Title Loan
Do you own a vehicle titled in your name, and can you prove your income? Do you have access to your car, and can you bring it to a lending office in Dallas for a quick inspection? If so, you should have no issue qualifying for a title loan of $1,000 to $20,000. Most paid-off vehicles can qualify, and a car that's year 2014 or newer has the best chance of being approved as collateral for a car title loan in Dallas.
You will sign over the car's title to your lender, making them the vehicle's primary lienholder. Make the payments on time, pay down the balance in full, and you'll get the pink slip back quickly!
Besides providing your lien free pink slip, we also need proof that you can make the required monthly payments. This can come from a bank statement or an employer verification. The bottom line is that your lender will only offer a loan if they know you'll make the payments on time. They don't want to provide a loan only to repossess your car or truck if you default.
Other requirements may include proof that your vehicle is registered and insured for the total replacement value in Texas. You will likely need to show evidence of a driver's license and verify that your car runs and is in decent condition. This can often be done through a brief vehicle inspection at any lending office in Dallas County. Once the inspection is completed, you'll be less than an hour away from getting your cash!
Apply For Auto Title Loans In Dallas, TX
Applying for a title loan in Dallas is simple if you start online. Texas Title Loans offers a quick application; we only need general details about your vehicle and some contact information to follow up. Using that, we'll put together a quote that determines how much you can borrow and your estimated repayment terms. From start to finish, it takes less than an hour to see your loan amount and payoff options, and most customers can be underwritten and funded the same day they apply.
We have a network of local car title loan companies in Texas, and most of these lenders have retail locations in Dallas. Not only is it convenient to work with a local tender, but you can also use our pre-approval service to compare quotes and find the best title loan terms from multiple firms in Dallas.
One of the best things about a title loan using your vehicle as collateral is how fast it can be processed and funded. You can complete the application and inspection and sign off on the lending docs on the same day. When you apply with a neighborhood title loan company, you can pick up your funds immediately after approval. Some lenders in Texas will even send the cash by money order.
Car Title Loan Refinancing Options In Dallas
Do you have a car title loan from another licensed lender in Dallas? Are you having trouble making payments or looking to reduce your loan's APR? Or maybe you need to borrow more money and want the loan bought out, with the goal of getting a new quote from a title loan company in Texas? Whatever your situation, we can help you reduce your APR and get you back on track with a title loan refinance.
Dallas companies charge interest rates of 100% or higher on title loans, and we may be able to lower the APR to help you achieve a quicker payoff. Call Texas Title Loans at 844-243-3195 to see how much we can save you with a no stress title loan refinance!
Apply Today For A Dallas Title Loan With Bad Credit
Many of our customers have poor credit and have already been denied a payday loan or a personal loan. These loans are unsecured and approval depends on your FICO score. Some customers are denied a payday loan yet approved for a car title loan of $5,000 or more that same day. The reason for this is simple! Your credit history is less of a factor when underwriting a title loan if you own a vehicle worth at least $3,000. Bad credit title loans are available to anyone in Dallas, and there's a reasonable chance of being approved and underwritten within one business day.
We accept car title loan applications 24/7, and most customers can apply online or call us at 844-243-3195. Within an hour, you'll get an estimate that includes your monthly payment, ARP, and repayment term. Texas Title Loans works with borrowers in Highland Park and Pleasant Grove, and we can match you with a local Dallas lender who can fund your loan quickly.
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