Texas Title Loans has offered pre-approval for title loans in Texas for nearly a decade. While some people prefer to apply online, others would instead work with a local lender. However you choose to apply, we've got you covered. The bottom line is that you can apply for a title loan online or over the phone at 844-243-3195, and you'll end up working with a local lender in Texas.
The direct lenders we work with are licensed to offer secured loans within the state, and most will underwrite and inspect your vehicle and fund your loan in as little as one business day. All we need to get you started with a quick estimate is your contact info and your car's year, make, and model. We may be able to provide a quote in minutes, and some customers can get their cash from a title loan company in Texas in as little as one business day!
Use our website to find a title loan company that offer financing near you. Of course, you can always go with an online title loan lender, but we know some people prefer to meet face to face and review the documents and lending contract. So, we developed relationships with dozens of companies across the Lone Star State that offer in-person car title loans.
These direct lenders allow you to apply online, but most of their business is done at retail locations throughout Texas. Because of that, we recommend starting an application online, as you will save time and begin the underwriting process at your own pace. From there, you can wait for initial approval, sign off on the loan contract, and complete your vehicle inspection at the lender's location.
The inspection process for title loans in Texas can initially seem complicated, as no one wants to go through the hassle of having a lender inspect their vehicle and determine a loan amount. However, as of 2026, vehicle inspections for title loans are easier than ever, and qualified applicants can complete an inspection and document check in person within 30 minutes or less.
Start the search for title loan providers in your area with Texas Title Loans, and you can always drive around looking for a company in your neighborhood. Ultimately, it will be up to you to find a title loan company near you that you feel comfortable working with. We work with many of the best title loan lenders in Texas and are confident we can get you multiple financing options for your vehicle's equity. There should be no limit on the number of companies you reach out to, and it will take some time to review customer feedback and find a legitimate service.
Like most other financial companies, lenders are clustered in larger cities such as Dallas, Houston, and San Antonio. In these cities, there are local title loan companies within a 10-minute drive for most residents, and you should be able to compare lending terms and find the best loan offer near you. Applicants in smaller cities in Texas can still find a local lender, but getting the best rates can be tough if you get only a quote from one or two companies. At Texas Title Loans, we can help broaden your search for a licensed title loan company, no matter where you live in Texas.
Hundreds of title loan places in Texas offer title loans with just your vehicle as collateral. Some of these companies are local lenders that provide only in-store loans, which you must apply for in person. However, most of these companies provide access to online title loans and you can also submit your information over the phone.
Are you looking for a title loan lender in Dallas that offers fast pre-approval? Or perhaps a neighborhood lender in San Antonio that provides loans based on your vehicle's value? However you choose to apply, Texas Title Loans has you covered, as it doesn't matter if you apply with us online or over the phone. We'll take your application, get you a quick lending estimate and repayment quote, and then connect you with a local company in Texas.
Whatever lender you choose, you first want to ensure you've done your homework and have narrowed down the best terms and companies that accept your vehicle's equity. If you need cash, it helps to know that a vehicle or semi truck title loan is the best option, and we want you to feel comfortable with the company you're working with. Many finance companies offer vehicle equity loans throughout Texas. Even though a few lenders offer online title loans with no store visit or inspection in Texas, these types of loans are hard to get, and even if you're pre-approved, the loan amounts are much smaller than if you meet with a title loan company in person. Many title loan companies are spread throughout Texas; you should have no trouble finding a direct lender near you that offers local financing.
Call Texas Title Loans at 844-243-3195 to start the process of cashing out equity from your vehicle. We can handle most of the pre-approval online, and after that, you can choose to meet with a neighborhood title loan company in Texas. The inspection process can be completed in just one visit with a neighborhood lender, and qualified customers can borrow $1,000 or more! Apply now to get started!