CAR TITLE LOANS
IN FORT WORTH

Texas Title Loans offers quick pre-approval for car title loans in Fort Worth. A title loan uses your car as collateral for a loan, and there's often no comprehensive credit check. Instead of relying on your credit score, a lender looks at the equity in your vehicle to determine how much you can borrow.

Loan amounts start at $1,000, and customers can borrow upwards of $20,000 with high value cars and trucks. Expect a loan based on 40% to 60% of the vehicle's value, meaning a $6,000 car can lead to a title loan of $3,000 or more. Do you own a motorcycle or a commercial truck? We can help you cash out equity with those, too! Anything that can be titled and registered with the Texas DMV can be used as collateral for a title loan. Read on to learn about what you need to qualify and how these loans work for customers in Fort Worth, Texas.

What Do I Need To Get A Title Loan In Fort Worth, TX

The main requirement will be a paid off vehicle and title documents from the Texas Department of Motor Vehicles to get started. Sometimes, you can get preapproved without the ownership documentation, solely based on your vehicle condition and your ability to add the lender as a lienholder on the title. Request an official copy of your pink slip at the Fort Worth Regional Service Center, and there's a good chance of same day approval if all the paperwork is submitted before 2 pm CST.

Most lenders require that only one individual holds the title. If this is the case, Texas companies allow you to get a loan on a vehicle if it has more than one titleholder. You must also submit proof of comprehensive vehicle insurance coverage, proof of active vehicle registration, and an active driver's license.

Is your vehicle in good condition, and are all the documents ready for underwriting? If so, we can start your underwriting process online and connect you with a local lender in Fort Worth. For loan amounts over $4,000, a regional title loan company will inspect your vehicle to ensure it's roadworthy and record the Vehicle Identification Number. All these steps put together don't take long at all and again, the main requirements for a title loan in Texas are that you own a vehicle worth $4,000 or more and that you can verify income.

Payment Terms And Interest Rates To Expect With A Fort Worth Auto Title Loan

Funding for a title loan in Fort Worth starts at $1,000, and borrowers need to weigh the amount they want to borrow with the anticipated interest rate. Before signing any agreement or paperwork, this information should be readily available from any licensed loan company in Texas. A percentage per month that accumulates over time is known as the APR, which stands for annual percentage rate. The higher an APR is, the more money a borrower can expect to pay for this type of financing, and in Texas, these amounts start at 100%! Some lenders will even charge higher rates if you have poor credit, and they may also require a GPS tracking device on your vehicle. Because of these high rates and the risk of vehicle repossession, paying twice the required monthly payment is always recommended.

Are you paying more than you can handle on another title loan from a lender in Fort Worth? There's always an option to refinance your loan, and at Texas Title Loans, we can reduce your interest rate and offer a much shorter repayment term. Refinancing isn't for everyone, especially if you have a low interest rate and are close to paying off your loan. However, it makes sense to take a few minutes and call us at 844-243-3195 to see if you qualify for a quicker repayment term. With a title loan refinance, you can save thousands over the life of your loan and get out of debt much quicker!

Vehicle Title Loans Fort Worth, TX Local Lenders

You have many options if you feel inclined to go with a reputable title loan company in the Metro Fort Worth area. In addition to being a large city with multiple finance companies looking to offer quick approval, many towns in Tarrant County offer some form of funding for your vehicle title.

You will always have the choice of applying for online title loans in Fort Worth or working with a local company. One option that works well is to get going with your online application from a company like Texas Title Loans. We enter all your info, determine the loan options and payoff amounts you qualify for, and present them to you. After you are conditionally approved, you will take your vehicle and car title to a nearby location to sign the final documents and have your car inspected. This process doesn't take long, and there are many convenient locations in The Stockyards, Arlington Heights, and Downtown Fort Worth where you can get your vehicle inspected and pick up your money in person.

Meet with a local lender in Fort Worth, apply online, or call us at 844-243-3195 to start your application. We can get you pre-approved in less than an hour, and you will be on your way to borrowing $1,000 or more with your car's equity!

View Other Locations In Texas: