Online Car Title Loans In San Antonio TX
Do you own a car or truck that's lien free and worth at least $4,000? If so, there's a decent chance you can use that vehicle as collateral for a loan. Vehicle title loans don't always require a comprehensive credit check, and customers in Texas with a lien-free vehicle can qualify with minimal underwriting and paperwork requirements.
Texas Title Loans works with eligible customers in San Antonio, and we can typically match you with a local company within 1 hour. That means you can get approved and funded for a title loan in as little as 1 business day, with funding amounts starting at $1,000. You can get approved with poor credit, and all we need is a paid off vehicle with proof of employment for you to qualify.
Pre-Approval With Title Loans In San Antonio
We are one of the best companies to deal with when you decide to take out an online title loan in Texas. We've been in business since 2014, and we focus solely on car title loans online in Texas. Qualified residents who live in the San Antonio Metro area can be pre-approved for a loan using the collateral in their vehicle, and everything can be done online or by calling 844-243-3195. The money you get from secured loans varies, but it's often based on the vehicle's current value.
Texas Title Loans also offers refinancing options for customers looking to reduce their interest rates or get a more affordable monthly payment on existing title loans. With a title loan refinance, you may be able to cut your interest rate in half and also get a repayment term that's half of what you're currently facing. Refinancing can also be an effective option to stave off a loan default and repossession by a licensed title loan company in Texas. Even if a lender in San Antonio has already repossessed your vehicle, you may be able to get back on track with a title loan that buys out your existing loan. In this situation, you get a manageable payoff term and avoid the lender repossessing your vehicle.
San Antonio Title Loans With Bad Credit
Unlike a personal loan, we won't spend much time reviewing your credit history; instead, the focus will be on the equity in your vehicle. Borrowers with FICO scores under 600 can still qualify for a title loan if their car is paid off in their name and registered in Texas. So don't worry about your poor credit history when you apply with us!
Have you recently dealt with bankruptcy, or has your vehicle been repossessed? While each situation is different, an active bankruptcy may result in you being rejected for a title loan in San Antonio. That's because most debts are discharged in bankruptcy, and no lender wants to risk having their loan discharged or forgiven. With past repossessions, getting approved is easier, if not with the same title loan company. Call Texas Title Loans at 844-243-3195 today to see how much money you can get with a bad credit title loan in Texas!
Requirements With A Title Loan In San Antonio
In almost every scenario, you need a lien free vehicle title and proof that the car is registered and insured in your name. The vehicle must be entirely paid off, and the lender will hold the car's pink slip as collateral for the loan.
Other requirements may include income verification, typically in the form of employment or bank records showing you have enough income to cover the monthly payments. Title loans in San Antonio may also require valid registration, vehicle insurance, and proof of a checking account with direct deposit. You will probably need to bring the vehicle in for a brief inspection, which can be done at your home or at any authorized inspection location in Alamo Heights or near the River Walk. The inspection will take 30 minutes or less. After that, you'll agree to a lending term, and then you can pick up your cash at any lending location in San Antonio.
Current Restrictions for Title Loan Companies in San Antonio
The city of San Antonio has restrictions that limit the fees a title loan company can charge you. These differ from state and federal restrictions, and staying up to date on recent citywide changes is essential. San Antonio city codes limit title loan amounts to less than 3% of the applicant's gross income. Also, any lender operating within the city limits will need a valid Registration Certificate from the city to conduct business.
Start your online application or call 844-243-3195 today with Texas Title Loans and see how much you can borrow with an auto title loan in San Antonio. We offer fast online approval for anyone who owns a newer vehicle. Most customers can be pre-qualified in less than 30 minutes!
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