FCRA Policy
By submitting your request, you acknowledge and agree that you are providing written instructions and authorization under the Fair Credit Reporting Act (FCRA) for third-party lenders, service providers, and partners with whom your request may be shared to obtain and review information from consumer reporting agencies.
Texas Title Loans is not a direct lender and does not make credit decisions. Any consumer report, credit score, or related information is obtained solely by participating lenders or service providers for permissible purposes under the FCRA, including evaluating loan eligibility, verifying identity, and preventing fraud.
Participating lenders and partners may review your consumer credit report, credit score, payment history, and other relevant information to determine eligibility, loan terms, or underwriting requirements. In addition, you authorize service providers to use third-party data sources to verify the accuracy of the information you provide, which may include your name, address, Social Security number, vehicle information, phone number, bank account details, and employment information, where permitted by law.
Submission of your information does not guarantee loan approval or funding, and any credit decision is made exclusively by the third-party lender.