If you’ve never before sought a car title loan, you may be hesitating because you don’t know exactly how complicated the process will be.
Those who have never applied for a car title loan most fear that they will be turned down if they have bad credit, no credit or a bankruptcy in their credit history.
Unlike a payday loan, your credit rating is not part of the consideration and you do not have to have a job or even a bank account for a car title loan.
Getting qualified is based primarily on the value of your lien freevehicle and the amount of income you have from any source.
That’s about it.
We work directly with you from the first moment you contact us until the very last moment when you pay off the loan. We know that anyone – even the very rich – could at any time in their lives have financial difficulties. We also know that very few are financially strapped for most of their life.
There is no such thing as a “stupid” question, especially when you’re discussing a loan that needs to be paid back. We encourage you to ask anything that you wish to know about the process and requirements.
Some people think that title loan companies offer them much less than the actual value of their vehicle. It’s true. Loan companies do not use a straight “Blue Book” value since your car will lose value before the loan is completely repaid. We give you the highest possible value that your car would be worth at the end of the loan rather than at the beginning of the loan.
The truth is that we are here to help you through the tough times and will cheer for you when the good times arrive. We fully believe that we only succeed if you succeed. That’s why we want you to have a successful experience with us.
To get the process started, just contact us and you’ll be on your way.