If you’ve never before sought out a car title loan, you may be hesitant at first because you don’t know exactly how complicated the process will be. Those who have never applied for a car title loan fear that they will not get approval. They think they will be denied if they have bad credit or a bankruptcy in their credit history. Unlike a cash advance or payday loan, your credit rating is not part of the considerations for approval. Borrowers do not have to have a job or even a bank account to qualify for online title loans in Texas.
Getting qualified for a title loan is based on the value of your lien free vehicle and the amount of income you have from any source. That’s about it the simplest way to think of how these title loans work!
At Texas Title Loans, we work directly with you from the moment you contact us until the very last moment when you pay off the loan. We know that anyone – even the very rich – could at any time in their lives have financial difficulties. We also know that very few are financially strapped for most of their life. There is no such thing as a “stupid” question, especially when you’re discussing a loan that needs to be paid back. We encourage you to ask anything that you wish to know about the process and requirements.
Some people think online title loan companies offer them much less than the actual value of their vehicle. Financing companies do not use a straight “Blue Book” value since your car will lose value as time goes on as you make your monthly payments. We give you the highest possible value that your car would be worth at the end of the loan rather than at the beginning of the loan.
The truth is that we are here to help you through the tough times and will cheer for you when the good times arrive. We believe that we only succeed if you succeed. That’s why we want you to have a successful experience with us.
To get the process started, we recommend that you apply with a few local companies that offer title loans near you in Texas. It doesn’t matter if you live in a big city like Dallas or Houston, or something smaller like Plano, there are still plenty of ways to get funded with a title loan. By doing that you’ll be able to receive a few different quotes and get a good idea of which company you feel comfortable working with. Feel free to get started on your app with our site. Figure out the amount of money you need and you will be one step closer to getting a car title loan. Or you can contact us with any questions about our site or online application. It should take a few minutes and you’ll be on your way to getting the cash you need.